Create your K-JAY'S SAVE registration online, complete identity verification at our location, make deposits in person and follow your savings from your private customer portal.
$0.00
KJS Account stays active after annual payout
Registration starts online. Identity verification and deposits are completed at K-JAY'S for account security.
Enter your basic information and create your pre-registration.
Bring your original ID. Staff verifies your identity, photo and signature.
Visit our location, provide your KJS account and receive a receipt for each deposit.
Login to view total, held and available savings, loans, alerts and history.
See an estimate based on your planned deposits. This calculator is for planning only; it is not a guaranteed balance.
Annual payout closes the savings cycle—not your K-JAY'S SAVE account. You keep the same KJS account number for the next cycle.
Eligible loan requests are reviewed according to account savings, current obligations and K-JAY'S policies.
Where required, guarantors must be active K-JAY'S customers and personally accept the guarantee agreement.
Loan amount, payment terms, savings holds and guarantor obligations are shown before signing.
Original identification is checked by authorized staff before account activation.
ID scans, customer photos and signatures are not intended to be displayed on the public website.
Deposits, payouts, loans and receipts remain tied to your KJS account history.
Important payout dates, service notices and customer updates will appear here.
Enter your registration reference to check its current stage. Private identity information is never displayed here.
Your deposit amount can vary, subject to the current K-JAY'S SAVE account and transaction policies.
No. Annual payout closes that savings cycle only. Your KJS account remains active for future cycles.
Held Savings is money reserved for an active obligation such as an approved guarantor commitment. It is shown separately from Available Savings.
The current process requires identity documents to be checked and scanned at K-JAY'S during verification.
The system can notify customers after the configured inactivity period, currently designed around 21 days without a deposit.